AI agents for underwriting operations

Assemble decision-ready credit files faster

Spread financials, pull borrower data, and assemble a credit file against your policy—so underwriters spend more time on the decision and less time preparing it.

See underwriting operations in action

Show us the queue. We’ll show you how Bretton would approach the workflow, controls, and capacity math.

No commitment. We’ll focus the conversation on this workflow.

Trusted by OCC, FDIC and Fed regulated institutionsIndependent model validationSOC 2 Type IIZero-data retentionEnterprise deployment infrastructure
Underwriting ROI estimate

What could this queue give back?

Estimate capacity returned from financial spreading, borrower data collection, and credit file preparation.

Illustrative estimate based only on the assumptions you enter. It is not a guarantee of savings or performance.

Hours returned / year
2,100
Equivalent capacity
1.0 FTE
Annual capacity value
$136,500
How it works

The whole workflow, not just one task

The investigation, not just the alert. Bretton gathers evidence, applies your policy, and drafts the full case for your team to approve.

1

Gather

Pull borrower data and documents from the systems and sources your team uses.

2

Prepare

Spread financials and organize the credit evidence against your policy.

3

Review

Deliver a decision-ready file for underwriter judgment and approval.

Lending

See what Underwriting looks like with Bretton.

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