Prepare complete EDD files
Ownership records, source-of-funds evidence, and account activity rarely arrive in one place. Bretton brings consumer and business EDD evidence together and prepares cited findings against your policy for analyst review.
Trusted by OCC, FDIC and Fed regulated institutions
- Independent model validation
- SOC 2 Type II
- Zero-data retention
- Enterprise deployment infrastructure
What could you get back?
Estimate time returned from customer research, activity comparison, evidence reconciliation, and assessment drafting. Include only work your team expects to automate; retain time for judgment and approval.
Illustrative estimate based only on the assumptions you enter. It is not a guarantee of savings or performance.
Give every finding its evidence
A higher-risk relationship needs more than a completed checklist. Missing ownership details, unexplained activity, and conflicting sources each need a documented answer. Configure Bretton around your EDD policy so analysts can assess the risk with the supporting work already assembled.
Establish the review scope
Start with the reason for review, the customer's risk profile, and the relevant period. Identify the evidence your policy requires for this consumer or business relationship.
Assemble the customer profile
Bring together customer records, business activities, ownership and control information, and prior reviews. Surface missing information and conflicting records for follow-up.
Examine funds and activity
Compare observed transactions with the relationship's stated purpose and expected activity. Bring source-of-funds and source-of-wealth evidence into the review where risk and policy call for it.
Assess findings in context
Connect relevant external research and adverse-media findings to the correct customer. Separate supported facts from unresolved matches or allegations, with source citations for the analyst.
Prepare the assessment
Synthesize the evidence, exceptions, and policy rationale into a review-ready file. Your team approves the risk assessment, any escalation, and the next review or monitoring actions.
Questions your team will ask
EDD adds risk-based depth to the customer review. Depending on the relationship, it can include ownership and control research, source-of-funds evidence, closer transaction review, and relevant adverse-media research. The scope should follow the specific risk and your bank's policy rather than one universal checklist.