AI agents for merchant risk review

Review merchant risk without growing the queue

Assess merchant business models, prohibited activity, and exposure at onboarding and on cadence—with evidence, policy rationale, and a review-ready file for every decision.

See merchant risk review in action

Show us the queue. We’ll show you how Bretton would approach the workflow, controls, and capacity math.

No commitment. We’ll focus the conversation on this workflow.

Trusted by OCC, FDIC and Fed regulated institutionsIndependent model validationSOC 2 Type IIZero-data retentionEnterprise deployment infrastructure
Merchant risk review ROI estimate

What could this queue give back?

Model the capacity returned from onboarding and periodic merchant reviews.

Illustrative estimate based only on the assumptions you enter. It is not a guarantee of savings or performance.

Hours returned / year
2,100
Equivalent capacity
1.0 FTE
Annual capacity value
$136,500
How it works

The whole workflow, not just one task

The investigation, not just the alert. Bretton gathers evidence, applies your policy, and drafts the full case for your team to approve.

1

Gather

Collect merchant, business model, activity, and exposure evidence from the systems you already use.

2

Assess

Apply your prohibited-activity rules and risk policy to each review.

3

Prepare

Produce a cited, explainable file for analyst approval and audit.

Risk

See what Merchant risk review looks like with Bretton.

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