Results
- High-risk reviews fell from about 6 hours to about 15 min.
- Suspicious activity reports that took about 2 hours now draft in less than 30 min.
- With review work no longer scaling per partner, the platform grows at the pace of its pipeline, not its review queue.
Introduction
This customer runs a banking-as-a-service platform, the infrastructure that lets fintech companies launch regulated financial products without becoming a bank themselves. Every program it sponsors inherits its compliance obligations, so its financial-crime team runs the due diligence, high-risk reviews, and suspicious activity reporting for all of them. Growth is measured in programs onboarded.
Challenge
Each new program arrived with a fixed block of manual review work. High-risk reviews ran about six hours each and suspicious activity reports about two hours apiece, all by hand. The pipeline was healthy, but the compliance team's capacity limited how many partners it could bring live.
Solution
The platform moved its high-risk reviews and suspicious activity reporting onto the Bretton AI Platform. Reviews that ran about six hours now clear in about fifteen minutes, and reports that took about two hours draft in thirty minutes. Bretton AI gathers the evidence, applies the platform's own policy to each case, and drafts the full report for an analyst to approve.
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